Blue Cross Medicare Options

You have a choice when it comes to your Medicare health coverage through Blue Cross and Blue Shield of Illinois. You can choose from our Medicare Advantage plans, Medicare prescription drug plans, and Medicare Supplement Insurance Plans.

Part vs. Plan

When you’re learning about Medicare, you may see a lot about "Parts" and "Plans." For instance, you may read about Part A or Plan A. The two are different, but they are easy to separate. Here’s what you need to remember:

PARTS

Medicare is made up of parts.

Medicare parts cover specific benefits, like hospital or doctor visits, medications, and more. Most people have Part A and Part B. Some people may have Part C, a Medicare Advantage plan that combines Part A and Part B with additional benefits. Other people have Part D.

PLANS

Medicare Supplement insurance is made up of plans.

Medicare Supplement Insurance Plans cover certain costs that Medicare parts do not cover. Different Medicare Supplement Insurance Plans cover different types of costs.

Medicare also has plans that are not identified by letters. These plans include Blue Cross MedicareRx and Blue Cross Medicare Advantage. Blue Cross MedicareRx offers Basic, Value and Choice plans. Blue Cross Medicare Advantage offers HMO and PPO plans.

Blue Cross Medicare Advantage Plans

Blue Cross Medicare Advantage plans offer all-in-one options that provide medical and prescription drug coverage.

Combine what's covered by Part A and Part B, with added benefits

They provide:

Most include:

Blue Cross MedicareRx Plans

Blue Cross MedicareRx plans provide coverage for your outpatient prescription drug costs.

Help cover costs of prescription drugs with copays or coinsurance

Partially cover:

Blue Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans offer simple options that help you pay some costs not covered by Original Medicare.

Help with costs that Medicare Part A and Part B do not cover

Help to pay for:

Important: If you enroll in a Blue Cross Medicare Advantage plan, you cannot also enroll in a Medicare Supplement Insurance Plan.

Help Me Choose a Plan

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

Last Updated: Oct. 03, 2023

This Information is a solicitation for insurance.

Medicare Supplement Insurance Plan Notice:
Not connected with or endorsed by the U.S. Government or Federal Medicare Program.

Medicare Supplement plans provided by Blue Cross and Blue Shield of Illinois, which refers to Health Care Service Corporation, a Mutual Legal Reserve Company (HCSC), and refers to HCSC Insurance Services Company (HISC). HCSC and HISC are Independent Licensees of the Blue Cross and Blue Shield Association.

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